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Still Paying Out-of-Pocket with Insurance? Here’s Why—and What to Do About It
Still Paying Out-of-Pocket with Insurance? Here’s Why—and What to Do About It Even with health insurance in place, one of the most common...
choutz
Apr 153 min read
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The Health Insurance Headache: Common Issues Small Business Owners Face (And How to Fix Them)
You didn’t start your business to become an insurance expert—but somehow here you are, knee-deep in premiums, paperwork, and policies,...
choutz
Apr 84 min read
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A Guide for Associations, Unions, and Municipalities to Start or Improve Their Health Insurance Offerings
Associations, unions, and municipalities play a crucial role in providing health insurance benefits to their members. Whether starting a...
choutz
Mar 252 min read
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Understanding Your Health Insurance: Your Shield Against Financial Emergencies
Navigating the world of personal health insurance can feel overwhelming. With so many terms, policies, and fine print details, it's easy...
choutz
Feb 244 min read
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Medical Debt Burden
The Hidden Crisis of Medical Debt: How Supplemental Benefits Can Be a Lifeline I remember a conversation I had with a business owner not...
choutz
Feb 42 min read
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Group Health Insurance for Small Businesses in 2025: A Guide for Employers with Fewer Than 50 Employees
As we enter the new year, small business owners face the challenge of balancing employee satisfaction with tight budgets. Offering group...
choutz
Jan 63 min read
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Balancing Act: Being a Working Mom in the Insurance Industry During Q4
The insurance industry is as dynamic as it is demanding, and for working moms, it comes with unique challenges—and rewards. As the fourth...
choutz
Nov 15, 20244 min read
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How Outdated Technology and Third-Party Administrators Are Shaping the Insurance Claims Process
In today’s fast-paced digital world, where consumers expect speed and efficiency in every interaction, insurance companies are grappling...
choutz
Nov 5, 20244 min read
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Understanding Mammogram Claims: Navigating the Confusion with a Personal Touch
When it comes to mammograms and insurance claims, things can get a little tricky—and I’ve seen it cause more than a few headaches for...
choutz
Oct 21, 20242 min read
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How Personalization Transformed One Company's Group Benefits—and Why They Came to Me for Help
When Susan became the HR manager at a growing tech company, she noticed a recurring problem. Despite offering a solid range of...
choutz
Oct 18, 20244 min read
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Maximizing Your Open Enrollment: Why Health Insurance Isn't the Only Coverage You Need This Year.
As open enrollment approaches, you may ask the same question year after year: “Do I have the right health insurance plan?” While this is...
choutz
Oct 8, 20243 min read
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Realistic Reasons for Small Businesses (2-25 Employees) to Offer Health Insurance or Disability Coverage
For small businesses with 2 to 25 employees, it might feel like providing health insurance or disability coverage is a luxury or an...
choutz
Sep 24, 20247 min read
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Avoiding Out-of-Network Emergency Room Bills: What You Need to Know
When dealing with an emergency, the last thing on your mind is whether the hospital you’re rushing to is in-network with your insurance....
choutz
Sep 3, 20242 min read
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Why Health Insurance is a Game-Changer for Small to Mid-Sized Businesses: 5 Reasons You Can't Afford to Ignore It!
In today’s competitive market, small to mid-sized businesses face unique challenges. Whether its attracting top talent, keeping current...
choutz
Aug 19, 20243 min read
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Title: Evaluating Your Employee Benefits: When and Why to Start Looking or Get a Second Opinion
When it comes to employee benefits, many companies may consider them a "set it and forget it" part of their operations. However, the...
choutz
Aug 13, 20243 min read
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Why Small Businesses Should Utilize Supplemental Insurance When They Can't Offer Major Medical Insurance
Running a small business comes with its own unique set of challenges, especially when it comes to providing health insurance for...
choutz
Aug 6, 20243 min read
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Preparing for Open Enrollment: Essential Steps for Small Businesses
As open enrollment approaches, small businesses must seize the opportunity to optimize their employee benefits packages. A well-planned...
choutz
Jul 29, 20243 min read
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Understanding Newborn Hospital Claim Denials: A Guide for New Parents
Dealing with newborn hospital claims can be challenging, especially when they are denied due to authorization issues. Every day, many...
choutz
Jul 23, 20242 min read
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Navigating Wellness Exam Guidelines: What You Need to Know
When it comes to wellness exams, many people are unaware that the frequency and eligibility can vary based on guidelines set by the...
choutz
Jul 19, 20242 min read
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Ensuring Fairness in Healthcare Billing: A Case Study in Correct Coding
In the world of insurance claims, accuracy in coding can make all the difference between a seamless process and a tangled web of denials...
choutz
Jul 18, 20242 min read
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